Talk:Alternative financial services in the United States

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Requested move[edit]

The following discussion is an archived discussion of a requested move. Please do not modify it. Subsequent comments should be made in a new section on the talk page. No further edits should be made to this section.

The result of the move request was: page moved. Ronhjones ^(Talk) 22:18, 4 July 2010 (UTC)[reply]

Consumer finance → Alternative financial services in the United States — Most common name for this topic, widely used by news media, government, and private sector, and has neutral POV. Relisted. Arbitrarily0 ^(talk) 19:28, 15 June 2010 (UTC) Pnm (talk) 00:31, 31 May 2010 (UTC)[reply]

Proposal:

Create new article Alternative financial services:
Alternative financial services (AFS) are financial services provided outside traditional banking institutions, on which many low-income individuals depend.^[1]^[2] The services are often similar to those provided by banks, and include payday loans, rent-to-own agreements, pawnshops, refund anticipation loans, some subprime mortgage loans and car title loans, and non-bank check cashing, money orders, and money transfers.
Move Consumer finance to Alternative financial services in the United States

Rationale: Most common name for this topic, widely used by news media, government, and private sector, and has neutral POV. There is sufficient context (social, political, regulatory), notability, and existing content for a United States article. But it's not a purely United States phenomenon: Grameen Bank was founded to provide an alternative to similar lending practices in Bangladesh. The current title consumer finance, as the article notes, is imprecise, and it's not as descriptive. -- Pnm (talk) 00:31, 31 May 2010 (UTC)[reply]

Neutral comment: It doesn't make a lot of sense to "propose" that a new article be created. If you want to create the new article, go ahead. If you don't want to create the new article, you can't expect that someone else will do it. And it's not clear whether or not you would still want to move this article if the other article isn't created, since you've proposed both actions as one. Propaniac (talk) 17:21, 9 June 2010 (UTC)[reply]

OK. I've created the new article. --Pnm (talk) 22:21, 9 June 2010 (UTC)[reply]

Query: are there any sources available that demonstrate it is the "most common name for this topic, widely used by news media, government, and private sector"? Arbitrarily0 ^(talk) 19:30, 15 June 2010 (UTC)[reply]

Support. Seems to be a very common name for this, see [1]. The top hits all refer the pay-day loans etc. "Consumer finance" is too vague, it shouldn't redirect to the new title - it basically means finance for people rather than businesses, so it should redirect to Personal finance, with a hatnote about "Alternative financial services". Fences&Windows 01:01, 30 June 2010 (UTC)[reply]

The above discussion is preserved as an archive of a requested move. Please do not modify it. Subsequent comments should be made in a new section on this talk page. No further edits should be made to this section.

References

^ Bradley, Christine; Burhouse, Susan; Gratton, Heather; Miller, Rae-Ann (Q1 2009), "Alternative Financial Services: A Primer", FDIC Quarterly, vol. 3, no. 1, Federal Deposit Insurance Corporation, retrieved 30 May 2010 {{citation}}: Check date values in: |date= (help); Unknown parameter |booktitle= ignored (help)
^ Blank, Rebecca M. (April 16, 2008). "Public Policies to Alter the Use of Alternative Financial Services Among Low-Income households". Federal Reserve Board Academic Consultants Meeting on Non-traditional Financial Services, April 16, 2008. Brookings Institution. p. 1. {{cite conference}}: Unknown parameter |booktitle= ignored (|book-title= suggested) (help); line feed character in |title= at position 67 (help)

[1] Bradley, Christine; Burhouse, Susan; Gratton, Heather; Miller, Rae-Ann (Q1 2009), "Alternative Financial Services: A Primer", FDIC Quarterly, vol. 3, no. 1, Federal Deposit Insurance Corporation, retrieved 30 May 2010 {{citation}}: Check date values in: |date= (help); Unknown parameter |booktitle= ignored (help)

[2] Blank, Rebecca M. (April 16, 2008). "Public Policies to Alter the Use of Alternative Financial Services Among Low-Income households". Federal Reserve Board Academic Consultants Meeting on Non-traditional Financial Services, April 16, 2008. Brookings Institution. p. 1. {{cite conference}}: Unknown parameter |booktitle= ignored (|book-title= suggested) (help); line feed character in |title= at position 67 (help)

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